Risk Profiler.

Our Risk Profiler is a short questionnaire that helps you and your Yovich & Co Financial Adviser understand your risk tolerance — how comfortable you are with the ups and downs of investing. It takes a few minutes, and your results give your Adviser a starting point for building recommendations suited to your goals, timeframe and personal circumstances.

Every investment decision involves risk, even holding cash carries the risk of inflation eroding its value over time. Risk tolerance is simply how much fluctuation in value you're willing to accept in exchange for the potential of higher returns. Some investors prefer the certainty of lower, steadier returns; others are comfortable with more volatility for greater long-term growth. There's no right answer, it depends on your goals, your timeframe, and what helps you sleep at night.

Your results aren't used in isolation. Your Adviser combines them with your financial goals, income needs and personal circumstances to build recommendations that are genuinely right for you, not a generic, one-size-fits-all model portfolio. Complete the questions below to get started.

First Name

Last Name

How long do you intend to invest the majority of these funds? Less than 5 years. 5 to 10 years. Over 10 years.

What level of Withdrawals do you expect to make from this portfolio? 5% or more of the portfolio's value. Less than 5% of the portfolio's value, or no Withdrawals.

How much reliance do you have on this portfolio to meet your income needs? High. I am dependent on this portfolio to maintain my standard of living in case of an emergency. Moderate Low. I have access to other income or assets to maintain my standard of living in case of an emergency.

Which of the following best describes your investment experience or knowledge? No experience or knowledge. Limited experience or knowledge. I understand generating higher returns means taking on more risk. Some experience or knowledge. I am familiar with volatility of returns and the broad asset classes. Extensive experience or knowledge. I have invested through periods of volatility in the past.

Which of the following best describes your willingness to take financial risk? Very Low. Low. Moderate. High. Very High.

Which of the following statements best describes your willingness to take risk to achieve a higher return? My priority is to minimise risk and volatility, and I am willing to accept lower returns. I am willing to accept some risk and volatility to achieve relatively modest returns. I am willing to accept moderate risk and volatility to achieve higher returns. My priority is to maximise returns, and I am willing to accept high risk and volatility.

The chart below shows the greatest potential gains and losses for five different portfolios over a five-year period, and the indicative long-term average. Which portfolio best portrays your investment preference? Figures are only indicative

Portfolio A. Portfolio B. Portfolio C. Portfolio D. Portfolio E.

By how much could the total value of your investments go down in value before you would begin to feel uncomfortable? Any fall in value would make me feel uncomfortable. I would be comfortable with a drop in value of 5%. I would be comfortable with a drop in value of 10%. I would be comfortable with a drop in value of 20%. I would be comfortable with a drop in value of 33%.

Risk Profiler.

Enter email address to get results.

Subscribe to our newsletter.