Terms & Conditions

General information only: The information on this website is general in nature and does not take into account your individual circumstances, financial situation, goals or needs. It should not be relied upon as personalised financial advice. Before making financial decisions, consider whether the information is appropriate for you and seek personalised financial advice where appropriate.

Accuracy and currency: We take reasonable care to ensure that information is accurate and that opinions have reasonable grounds at the time of publication. Information and opinions may change, and content may be updated without notice. Check the date of the information before relying on it.

Investment risk: Investment values and returns can rise or fall. Past performance is not a reliable indicator of future performance. Projections, forecasts and estimates are illustrative only and depend on assumptions that may not occur. Neither Yovich & Co Limited nor its financial advisers guarantees repayment of capital or any particular investment return.

Liability: To the extent permitted by law, Yovich & Co Limited is not responsible for loss arising solely from reliance on general information contained on this website. Nothing in this disclaimer limits our statutory obligations or any rights or remedies that cannot lawfully be excluded.

Third party websites: This website may link to websites operated by third parties. We do not control their content, availability or privacy practices. A link does not, by itself, constitute an endorsement of the website or its content.

New Zealand law: This website is governed by New Zealand law and is intended for persons in New Zealand. We do not represent that its information complies with the laws of other countries.

Cybersecurity and access: We take reasonable steps to maintain website security and availability. However, we cannot guarantee that the website will be free from malicious interference or that access will be uninterrupted.

Copyright and intellectual property: Unless otherwise indicated, website content is owned by Yovich & Co Limited or used with permission. You may access and download material for personal use or commercial use agreed with us. Obtain permission before reproducing or distributing our content, and obtain any necessary permission from the owner of third party material.

Disclosure: Information about our licence, services, fees, commissions, conflicts of interest and complaints process is available in our Public Disclosure.

Privacy: Our collection, use and sharing of personal information is explained in our Privacy Statement.

Further detail is available in our Privacy Policy.