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Educational Articles.

Short answers to the questions people actually ask. “Should I change my KiwiSaver fund?”, “Am I taking too much risk?”, “What should I do when markets drop?”. Pick a question. We've written it the way we'd say it.

When an Emergency Fund Feels Out of Reach
20-08-2026

When an Emergency Fund Feels Out of Reach

Emergency funds are good financial advice. But when most, or all, of your income is already going towards everyday essentials, finding extra money to save may simply not be realistic.

Retirement Planning Is More Than Just KiwiSaver
14-08-2026

Retirement Planning Is More Than Just KiwiSaver

KiwiSaver is only one part of a much bigger retirement picture. Our free guide looks at income needs, flexibility, timeframes and legacy planning — everything a complete retirement plan should cover.

Cost of Financial Advice in NZ: How Much Does Financial Advice Cost?
24-07-2026

Cost of Financial Advice in NZ: How Much Does Financial Advice Cost?

Learn how financial advice fees work in New Zealand and what it costs to receive investment, KiwiSaver or retirement advice from Yovich & Co.

What Does a Financial Adviser Do?
24-07-2026

What Does a Financial Adviser Do?

Find out what a financial adviser does and how they can help with investments, KiwiSaver, retirement planning and managing your wealth.

Property Built Your Wealth, Is It Still Working for Your Lifestyle?
07-07-2026

Property Built Your Wealth, Is It Still Working for Your Lifestyle?

For many New Zealanders, property has been an effective way to build wealth, providing long-term capital growth, rental income, and the security of owning a tangible asset. While building wealth is often the priority e…

Strengthening Your Road to Retirement with Dedicated KiwiSaver Advice
19-03-2026

Strengthening Your Road to Retirement with Dedicated KiwiSaver Advice

The road to retirement is rarely a straight line. As KiwiSaver settings continue to evolve, it’s important to make sure your plan remains on track and aligned with what you want your retirement to look like.

Money Month Spotlight: Optimise financial clarity by tracking your spending
27-08-2025

Money Month Spotlight: Optimise financial clarity by tracking your spending

Earning more should feel liberating, but it often brings complexity. Multiple income streams, rising expenses, and shifting priorities can leave even high earners unsure if their money is truly working for them.

Money Month Spotlight: High Income, No Emergency Fund? You're Not Alone
18-08-2025

Money Month Spotlight: High Income, No Emergency Fund? You're Not Alone

We often meet high earners who feel financially vulnerable despite their salary. The reality is: a large income does not guarantee financial security. Why?

Spotlight on Money Month: Budgeting Your Way to Financial Peace of Mind
04-08-2025

Spotlight on Money Month: Budgeting Your Way to Financial Peace of Mind

One of the most powerful financial decisions anyone can make is to take control of their money, not just in terms of numbers on a spreadsheet, but in the way money impacts day-to-day life, emotional wellbeing, and long…

Yovich & Co KiwiSaver Update - June 2025
06-06-2025

Yovich & Co KiwiSaver Update - June 2025

This update aims to keep you informed about the latest developments in KiwiSaver, including investment performance, policy changes, and how you can maximise your retirement savings.

Our Six-Step Investment Process for Financial Success
24-03-2025

Our Six-Step Investment Process for Financial Success

We believe that investing doesn’t have to be complicated. We use a clear six-step process to help you stay on track with your financial goals and build wealth with confidence. Whether you're new to investing or l…

Risk Profiler – Find Your Investment Fit
18-02-2025

Risk Profiler – Find Your Investment Fit

Over the past few years, we have developed our own Risk Profiler to help clients make informed investment decisions. Now, we are making this tool available to everyone. Unlike many risk-profiling tools designed primari…

Spotlight on Mid-Cap Stocks as a Smart Play in Market Downturns and Recoveries
21-10-2024

Spotlight on Mid-Cap Stocks as a Smart Play in Market Downturns and Recoveries

Mid-cap stocks offer a unique balance between growth potential and stability, making them an attractive option during both market downturns and recoveries. Their agility and room for expansion allow them to recover fas…

17-06-2024

Yovich & Co. KiwiSaver Update June 2024

This update aims to keep you informed about the latest developments, insights, and opportunities within your KiwiSaver scheme.

Bonds - Your Guide to Stability, Income and Wealth
04-06-2024

Bonds - Your Guide to Stability, Income and Wealth

Bonds can help provide income and stability within a diversified portfolio, while also reducing reliance on growth assets like shares. Although generally lower risk than shares, bond values can still move with changes …

RBNZ's Roadmap to a Cashless Future: Your Voice Counts
20-05-2024

RBNZ's Roadmap to a Cashless Future: Your Voice Counts

The Reserve Bank of New Zealand is exploring whether digital cash could sit alongside notes, coins, and bank account money in the future. The consultation gives New Zealanders a chance to share their views on how digit…

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