Emergency funds are good financial advice. But when most, or all, of your income is already going towards everyday essentials, finding extra money to save may simply not be realistic.
KiwiSaver is only one part of a much bigger retirement picture. Our free guide looks at income needs, flexibility, timeframes and legacy planning — everything a complete retirement plan should cover.
Learn how financial advice fees work in New Zealand and what it costs to receive investment, KiwiSaver or retirement advice from Yovich & Co.
Find out what a financial adviser does and how they can help with investments, KiwiSaver, retirement planning and managing your wealth.
For many New Zealanders, property has been an effective way to build wealth, providing long-term capital growth, rental income, and the security of owning a tangible asset. While building wealth is often the priority e…
The road to retirement is rarely a straight line. As KiwiSaver settings continue to evolve, it’s important to make sure your plan remains on track and aligned with what you want your retirement to look like.
Earning more should feel liberating, but it often brings complexity. Multiple income streams, rising expenses, and shifting priorities can leave even high earners unsure if their money is truly working for them.
We often meet high earners who feel financially vulnerable despite their salary. The reality is: a large income does not guarantee financial security. Why?
One of the most powerful financial decisions anyone can make is to take control of their money, not just in terms of numbers on a spreadsheet, but in the way money impacts day-to-day life, emotional wellbeing, and long…
This update aims to keep you informed about the latest developments in KiwiSaver, including investment performance, policy changes, and how you can maximise your retirement savings.
We believe that investing doesn’t have to be complicated. We use a clear six-step process to help you stay on track with your financial goals and build wealth with confidence. Whether you're new to investing or l…
Over the past few years, we have developed our own Risk Profiler to help clients make informed investment decisions. Now, we are making this tool available to everyone. Unlike many risk-profiling tools designed primari…
Mid-cap stocks offer a unique balance between growth potential and stability, making them an attractive option during both market downturns and recoveries. Their agility and room for expansion allow them to recover fas…
This update aims to keep you informed about the latest developments, insights, and opportunities within your KiwiSaver scheme.
Bonds can help provide income and stability within a diversified portfolio, while also reducing reliance on growth assets like shares. Although generally lower risk than shares, bond values can still move with changes …
The Reserve Bank of New Zealand is exploring whether digital cash could sit alongside notes, coins, and bank account money in the future. The consultation gives New Zealanders a chance to share their views on how digit…