Looking Beyond Term Deposits?

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With interest rates falling, it’s time to rethink your options.

Many investors are discovering that term deposits no longer deliver the returns they need. At Yovich & Co, we specialise in helping clients move beyond low-interest investments and into smarter, diversified strategies that build long-term wealth.

Our advisers take the time to understand your goals and risk profile, then create a tailored investment plan that balances stability and growth. We provide strategies that generate passive income to outperform traditional deposit rates.

With more than 55 years of trusted experience in Northland, you’ll have the confidence of local expertise and personalised service, supported by global investment insights.

Our Insights

Yovich & Co Market Update and Spotlight on Longevity Meets Lifestyle: Setting a Safe Drawdown Rate
30-06-2025

Yovich & Co Market Update and Spotlight on Longevity Meets Lifestyle: Setting a Safe Drawdown Rate

How much can I safely withdraw from my retirement savings each year? This is one of the most important and challenging questions facing retirees. With a variety of options available for turning savings into sustainable income, there’s no universal answer. However, the New Zealand Society of Actuaries has developed a practical guide to help retirees navigate these decisions, offering four simple "Rules of Thumb" to serve as a starting point. These guidelines help determine a sensible annual withdrawal rate based on your personal goals, financial priorities, and comfort with risk.

Our Six-Step Investment Process for Financial Success
24-03-2025

Our Six-Step Investment Process for Financial Success

We believe that investing doesn’t have to be complicated. We use a clear six-step process to help you stay on track with your financial goals and build wealth with confidence. Whether you're new to investing or looking to review your current strategy, this approach supports informed decision-making and long-term financial stability.

Risk Profiler – Find Your Investment Fit
18-02-2025

Risk Profiler – Find Your Investment Fit

Over the past few years, we have developed our own Risk Profiler to help clients make informed investment decisions. Now, we are making this tool available to everyone. Unlike many risk-profiling tools designed primarily for regulatory compliance, ours is built on practical experience and a deep understanding of investor behavior, both of which are essential in managing personalised portfolios.

04-06-2024

Weekly Market Update and Educational Spotlight on Bonds- Your Guide to Stability, Income, and Wealth

Weekly Market Update and Educational Spotlight on Bonds- Your Guide to Stability, Income, and Wealth

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